How to Buy a New Car

Ready for an automotive enhancement? If you have decided you are ready for a new Wheeling ride, but you’re not sure where to start, Straub Chrysler Dodge Jeep Ram is here for you. Our team can teach you how to buy a new car like a pro. Stop wasting your time with second rate dealers around Moundsville, and turn to us in Glen Dale for expert auto and financial guidance. We have an expansive inventory and a friendly team ready to help you find your dream ride. Learn how to buy a new car, and when to buy a new car with us below!

When to Buy a New Car

Making the decision to buy a new vehicle is incredibly exciting. Since it requires diligence, planning, and research, knowing when to buy a new car can be a bit tricky. If you are experiencing any of the following, it is likely time to trade-in and trade-up:

1. Are you always wasting time and money on expensive repairs? After a while, the cost of repairing a clunker will far surpass the cost of buying a new vehicle.
2. Have you ever felt unsafe behind the wheel? Anything but total trust in your vehicle’s ability to operate safely is cause for concern. If you feel like you’re in danger while driving, a new vehicle is a must.
3. Is your family growing? If you are adding pets or kids to your family, it may be time to trade in the old coupe. A Jeep Grand Cherokee is the perfect upgrade to find a larger, safer ride.
4. Is your vehicle unable to pass emissions testing? Getting your vehicle up to code can be a costly endeavor. It may save time and money to opt for a new model.

How to Find Your Ideal New Car

If you have decided that you want a new car, and the time is right, you may wonder where to begin. A great place to get started is to set a budget you can firmly commit to. Our finance team can help you establish a budget that will allow you to get a great vehicle without sinking your financial goals. After setting a car payment target, you will want to:

1. Narrow your options. Examine your driving habits, cargo needs, and preferred features, then find options that match.
2. From the available options, pick your top three models. Next, research the safety ratings, reliability, lifespan, and more of these vehicles. Be sure to make time for some test drives so you can see how these options navigate the St. Clairsville, OH streets.
3. Once you have your top pick nailed down, conduct some local research. Examine your dealership options and request price quotes. Also, look into what other drivers in your area are paying for that same model.
4. Take a look at your calendar. If there are any major holidays coming up, you may want to enquire about any possible sales events.

How to Afford a New Car

Once you have your ideal automotive upgrade in mind, a closer look at your budget is warranted. While the prospect of buying a new car is always exciting, you don’t want to outspend your resources. It’s important to consider how taking on a monthly car bill will impact your overall finances. According to U.S. News, your car payment should not put your monthly debts (student loans, rent, credit cars, etc.) above one-third of your monthly income. When setting a realistic budget, remember to keep the following costs in mind:

• New Car Sales Tax: This fixed cost will be added to your overall car loan.

• Interest Rate: The interest rate on your loan will impact how much you owe each month. A lower rate means lower payments, but getting a low rate requires strong credit.

• Trade-in Value: If you currently own a vehicle, you can trade it in to help diminish the amount you will owe on your next vehicle. If you are still carrying a loan balance on your vehicle you can still trade it in, but the balance will be applied to your new loan. Our team can teach you how to trade in a car in no time!

If you are in need of guidance, our finance department in Glen Dale is the place to visit. We can help you figure out a practical budget that will help you afford the best possible model. You can apply for loan pre-approval online and use our payment calculator to see which models match your budget!

Discover Your New Car in Glen Dale!

Here at Straub Chrysler Dodge Jeep Ram, you can find any type of vehicle to suit your automotive needs. From the adventurous Jeep Wrangler to the work-ready RAM 1500, we’ve got you covered. We offer competitive daily rates and enticing new vehicle specials to help you save. If you have any lingering questions about buying a new car, contact us today to learn more!